Everything I Plan on Forgetting

notes and cool things on the stupid stuff i do

Investing For Beginners: Exactly what You Need To Know

If you would like to make some money then you need to invest just what you have. If you are brand-new to the market place there is no need to fret as there are different strategies which makes investing for beginners much simpler. To know the correct types of financial investments to choose you ought to have a target of precisely how much money you might like to make and by when. This will definitely help you narrow down your options.

Know where to get financial investment advice from. Avoid tuning in to rumors about the next best stock from unqualified people. Pick an economic consultant or a person that is economically smart to assistance you. You also need to do your very own research to recognize what is going on in the market.

One relatively new way to invest is in peer to peer networks.  Lending Club review talks about the benefits of peer to peer lending with the biggest player in the business, Lending Club.

Do not invest in a haphazard manner. Have a plan that you will carry out. This will certainly prevent you from getting carried away by the rumors in the market about the most recent warm stocks. A plan will definitely additionally help you recognize what your following action of action is. This will certainly avoid you from getting confused about just what to do.

Just invest money that you can afford to loose. This will definitely provide you a ton of freedom to study on various possibilities. If you can not manage to suffer a loss you will definitely be constantly worried about the economic problems you could possibly enter in case you loose the money. This can easily induce you to make impulsive decisions. You should be ready to loose cash in case a promotion goes awry but this must not be the objective.

Know the costs that you will definitely have to pay to ensure that you really have really good returns. For example if you are making use of a broker recognize precisely how much they will charge you for their services. Funds which have high expenses ought to be stayed clear of as you will certainly not benefit much from them.

Keenly follow the marketplace and recognize precisely how your investments are influenced by several economic, social and also political factors. This is considering that the economic climate fluctuates, and you might need to make changes in your financial investments from time to time to lessen risk. To stay clear of excessive hustle take advantage of numerous home computer programs that have been produced to specifically oversee numerous investment choices.

Investing for beginners is not that hard the moment you recognize the basics of the market and just what to keep an eye on. Take your time as you stand an opportunity of getting more returns from longterm investments instead of short term investments. Beware exactly how you manage your money and just take well determined hazards. Be persistent and do not give up.

Filed under  //   investing   investing for beginners   lending club  
Posted June 25, 2012

Embed A Custom Online Countdown On Your Blog

Want to add a custom online countdown clock to your website or blog?  I just added a new feature to countdowning.com which gives access to embed code.  Here's the test.

 

Posted June 25, 2012

New Instant Store Project

Hello Andrew,

Yes, you are writing to yourself.  No one else is reading this but you.  Anyway here's the launch of a knew type of store.  

No inventory, No programming, No money handling!

Check them out here:

Strength Training For Women

Infomercial Products HQ

Good Gift Hunting

Create Custom Online Countdown Clock

So i'm approaching the big 30 in less than a year.  I gets to thinking about it and I gotta make all my remaining days in my twenty count.  So I built up a quick countdown clock application.  Check it out at http://www.countdowning.com

 

Basically you just set the time you want it to count down to and watch it go.  Link yoru friends, add some fb comments and etc.  It's kinda clool in some ways.  haha i'm old....

 

As a demo I created a slap countdown 

Can't make everyone happy

I was listening to adele today on youtube, which I frequently do.  

Anyways it has like a billion views and like a million likes and of course... about 2061 DISLIKES.  And then there's always the one comment with someone saying "How can 2061 people dislike this?"

So the lesson I'm trying to remember here is you just can't make everyone happy.  There are going to be people who hate for the sake of hating.  Don't let it get you down and don't let it prevent you from trying something cuz someone is hating it.  You should probably stop doing it at the point where more than 50% of the people are disliking you rather than liking you.  On a deeper note, different people have different weight on this scale.  

Anyway I just hope to affect people in a positive way than a negative way and to me that's success.

 

Nerd Notes:

At the time of this writing, 194,563 likes, 2,621 dislikes.  Which means that 1.32921535% of americans are just plain haters.

Wow, I didn't realize I could care less

The irony, I'm gonna write about something because it is something so useless that i had to write about it.

Who wore it better?  Aww, i'll admit this is somewhat of a guity pleasure of mine to judge rich, beautiful celebs in my otherwise non beautiful women seeing world.

http://omg.yahoo.com/blogs/a-line/fashion-faceoff-kristen-bell-vs-anna-paquin...?#omg-comments-wrapper

But this has to be the stupidest one of them all, Kristen Bell vs Anna Paquin.  Not because of the women involved, but the dresses are not even the SAME! and THEY wore it "within 2 months of each other" which equals TWO MONTHS!!!  AM I take CRAZY PILLS, cuz these dresses are not the same it was 2 months apart and Kristen Bell OBVIOUSLY wore it better as she won it with 70% of 68000 VOTES.  

 

Goodness, this is both comical and hopeful to me.  if people read and vote on such worthless content, maybe I'll be able to make a website that will get as many visit.

Dog people and Cat people

I have this theory about cat people vs dog people and what kinda people prefer what kind of animal.  This does not apply to every cat or dog person.  In fact if you have outdoor dogs and cats, I feel like this doesn't really apply.

Dogs are very social creatures and require a lot of care and attention.  The trade off is that they love you unconditionally, they want to be with you all the time, and are happy when you are around.  I would argue even though a dog is a lot of work, you are getting more from your dog than what the dog gets from you.  I think selfish people like dogs, because of the unconditional love and loyalty a dog brings.

Cats for the most part are very independent.  All you do is put out food and clean the litter box.  This may seem like not a lot of work, but the cat is getting more from you then you from it.  A cat plays with you when it wants to, let's you pet it if it wants to, and generally calls the shots.  So even though a cat is less work to take care, you are the caretaker and not the cat.  

So even though the cat is less work, it requires a caretaker willing to give more than they receive. With the dog, the caretaker gets more than what they put in.  So dog people i believe are generally more selfish people and cat people are generally more independent.  I do think this dependency does make owners in general more closer with their dogs.  Whether that's a good thing depends on the person.

Posted June 13, 2011

What I Learned from a Home Inspector

So lately, I've been considering that huge leap up the adulthood ladder: purchasing my first home.  Lucky for me, I wasn't going into this young dumb and blind.  I've put down some loot on my sister's property acquisitions, and as a result, got a peak into intermittent parts of the process, especially the hard parts.  But truth be told, my sister did most of the legwork, and nothing beats direct experience like, well, direct experience.  

What precipitated the interest in leaving the rent market?  With what I learned about financing and some of the asking prices being bandied about my neighborhood, I'm starting to figure out that some of the newer places literally have lower monthly mortgage rates than my current rent, assuming I put down a good part of my savings into the down payment.  Armed with this knowledge, my itch just grew, so I went to my sister for advice.  

As it turns out, my sister had a secret weapon in her Los Angeles area home inspector, Mr. James Kim of Apple Property Inspections.  For the first 2 months, I went on a property browsing rampage, sort of learning along the way what I was looking for.  I boiled my choices down to 3 viable selections: a condo in Santa Monica, a duplex in West Los Angeles, and a 2.5 bedroom home in Studio City.  It was time to have Mr. Kim take a look.  

So Mr. Kim found many positives and negatives in all 3 properties, any of which I wouldn't even think or have the expertise to look for.  In the condo, he found a sinking foundation line, which was of not immediate issue, but would require an expensive fix 5-10 years down the line.  No wonder the price was so good!  The duplex was an older property, and he found troubling signs of possible mold and insect damage in a crevice I didn't even think could physically exist in that home.  Lastly, he took one look at the newly remodeled Studio City home, literally knew the construction company to be reputable, and gave me an engineer's tour of the house, explaining exactly why he thought the contractor did everything right.  

I felt like Goldilocks when that 3rd property got Mr. Kim's inspection.  Alas, I was handily outbid for that Studio City property... and now I suspect they must have hired Mr. Kim as well!  

Anyhow, unless you're bidding on the same home as me, I highly recommend a James Kim home inspection.  It's rare when I get great service so I like to acknowledge it when I get the chance.  Check out his website and qualifications (he's a real civil engineer!) on his official website: www.homebyjames.com, and send me your thanks in the comments!

Filed under  //   inspection   home   inspector   james   los angeles  
Posted May 17, 2011

Launching my new website dineries.com

A lot of my posts for the forseeable future will probably be related to technical aspects of creating dineries.com

Dineries is a restaurant menu website which I just launched last month.  Hopefully with continual work it will bloom into a full fledged restaurant guide site.  As of now I only have select cities in California, but we plan on expanding soon.

Posted May 16, 2011